Global Enterprise Financial Editorial Team · 2026-08-28
A fee schedule lists specific actions that trigger a charge — a transfer, a swap, a card transaction, a withdrawal — and the rate or amount for each. Reading it well starts with matching it against what you'll actually do with the account, not just scanning for a single headline number.
Percentage-based fees on conversions or swaps, network fees for crypto transactions that vary with network conditions, and fees that only apply above or below a threshold are all easy to miss when a provider leads with a flat, simple-sounding number elsewhere on the page.
A fixed fee stays the same regardless of transaction size, while a percentage-based fee scales with the amount moved — which one is cheaper depends entirely on your typical transaction size, so the 'lower' headline rate isn't automatically the cheaper option for your actual usage.
A properly disclosed fee schedule should let you calculate, in advance, roughly what a specific transaction will cost — not just describe fees in general terms. If a provider's quote at the point of transaction doesn't match what its published schedule implies, that's worth questioning directly.
GEF One publishes its current default rates and shows the exact fee for a specific transaction before it's confirmed, so the number shown at the point of a swap, send or transfer is the number actually charged — see the current fee schedule for the full, current rate table.